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F-1 (F1) Visa Not Eligible for Mortgage

It is not easy to get a mortgage as a non-resident alien (foreign national). It depends on your lender, but F-1 and J-1 Visa holders who are permitted on a temporary basis have a higher barrier to get a mortgage. Non-permanent resident aliens must have valid visas or other  proof of legal residency.  Acceptable visas include but are not limited to E-1, H- 1B, H-2A, H-2B, H-3, L-1, G series and O-1. Fortunately, a pending status of permanent residency (I-485) is able to get a mortgage. Thanks, JF